Bank Holidays in January 2025

Planning your financial activities requires a clear understanding of bank holidays, as these can vary across different states in India. In January 2025, several national and regional holidays will affect banking operations. Being aware of these dates is crucial for scheduling transactions, especially for businesses and individuals managing investments. For more detailed insights into financial planning and investment opportunities, consider visiting InvestmentMeet.com.

National Bank Holidays

1. Republic Day – January 26, 2025 (Sunday)

Republic Day is a national holiday celebrated across India to commemorate the adoption of the Constitution on January 26, 1950. On this day, all banks nationwide remain closed. In 2025, Republic Day falls on a Sunday, which is already a standard bank holiday.

State-Specific Bank Holidays

In addition to national holidays, banks observe state-specific holidays based on local festivals and events. Here is a comprehensive list of bank holidays in January 2025 across various states:

• January 1, 2025 (Wednesday): New Year's Day
• Observed in: Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong
• January 6, 2025 (Monday): Guru Gobind Singh Jayanti
• Observed in: Chandigarh
• January 11, 2025 (Saturday): Missionary Day/Imoinu Iratpa
• Observed in: Aizawl, Imphal
• January 13, 2025 (Monday): Lohri
• Observed in: Punjab and other northern states
• January 14, 2025 (Tuesday): Makar Sankranti/Pongal
• Observed in: Andhra Pradesh, Karnataka, Tamil Nadu, Telangana, and other states
• January 15, 2025 (Wednesday): Thiruvalluvar Day
• Observed in: Tamil Nadu
• January 15, 2025 (Wednesday): Tusu Puja
• Observed in: West Bengal, Assam
• January 23, 2025 (Thursday): Netaji Subhas Chandra Bose Jayanti
• Observed in: West Bengal

Weekend Bank Holidays

Banks in India also observe holidays on the second and fourth Saturdays of each month, in addition to Sundays. In January 2025, the weekend holidays are as follows:

• January 11, 2025 (Saturday): Second Saturday
• January 25, 2025 (Saturday): Fourth Saturday
• January 5, 12, 19, 26 (Sundays): Regular weekly holidays

Planning Ahead

Understanding these bank holidays is essential for effective financial planning. Here are some tips to manage your banking needs around these dates:

• Schedule Transactions in Advance: Plan any necessary bank transactions ahead of the holiday dates to avoid delays.
• Utilize Online Banking: Most banking services are available online, allowing you to perform transactions even on holidays.
• Stay Informed: Keep track of both national and regional holidays, especially if you have banking needs in multiple states.

By staying informed about bank holidays, you can ensure that your financial activities proceed smoothly without unexpected interruptions.